What is PMI and Do You Need to Pay it?
One cost first-time homebuyers forget to consider when buying a home is private mortgage insurance. But what exactly is PMI? Find out here and more.
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What Exactly is the Mortgage Underwriting Process?
The mortgage underwriting process may seem complicated but stay the course. A good lender will do their best to protect both the borrower and the bank and issue a loan that will be paid.
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Make Your Dream of Homeownership a Reality with Down Payment Assistance
For many potential homeowners, saving enough for a down payment is a major barrier to homeownership. But, it doesn’t have to be. There are thousands of down payment assistance programs available across the country that can…
Above, Below, or At List Price? How Much to Offer on a House
So, you’ve spent weeks house hunting and you’ve finally found the perfect home for you and your family. But how much should your initial offer be? Should your offer start above, below, or at list price?…
Ultimate Checklist for Buying a House
Most Americans consider buying a house as a significant life goal. Homeownership offers stability and a sense of security and safety and for some, it is an essential rite of passage into adulthood. As you pursue…
How to Increase Your Credit Score Quickly and Buy Your First House
Being a first-time homebuyer is tougher these days, as banks and mortgage lenders are tightening their lending standards. While credit requirements for a mortgage can vary, depending on the type of loan and lender, a credit…
14 Tax Deductions for Homeowners
Owning a home comes with plenty of perks, such as the potential to build equity and the opportunity to make the space your own. However, one major advantage to homeownership is it can offer a range…
What You Need to Buy a House in 2020
You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If you are trying to figure out where to start as…